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Savings Rates

The following list is a partial list of the investment rates and services available. Please contact us for additional terms and details. The dividend rates and annual percentage yields are effective as of 09/03/2010.

 
Service Minimum Balance
To Open
and Obtain APY
Dividend
Rate
Annual
Percentage
Yield
Primary Share Savings $25.00 .15% .15%
My Life Youth Goal Savings (under 24 years of age) $25.00 .65% .65%
Holiday Club $25.00 .65% .65%
eChecking $ 0.00 ($1.00 minimum to earn dividends) .20% .20%
Basic Advantage Checking $2500.00 min. balance to earn dividends .10% .10%
Investment Checking $25.00 min. to open acct.
$1.00-$9,999.99
$10,000.00-$49,999.99
$50,000.00+
($10,000 total deposits
to avoid a monthly fee)

.10%
.20%
.35%



.10%
.20%
.35%


MEGA Saver $25,000.00 min. opening deposit
$1.00-$24,999.99
$25,000.00-$49,999.99
$50,000.00+
($25,000 min. to avoid a fee)
.20%
.40%
.70%
.20%
.40%
.70%
Money Management Account $2500.00 - $24,999.99
$25,000 - $74,999.99
$75,000 +
 .20%
.35%
.50%
.20%*
.35%*
.50%*
IRA Share Savings $10.00 .65% .65%
MyLife Youth Certificates $100 initial deposit    
12 month   1.14% 1.15%
24 month   1.49% 1.50%
Certificates $500.00    
3 month   .20% .20%
6 month   .30% .30%
12 month - IRA/Roth   .65% .65%
18 month -IRA/Roth   .75% .75%
24 month -IRA /Roth   1.00% 1.01%
30 month -IRA /Roth   1.83% 1.85%
36 month -IRA/Roth   1.64% 1.65%
48 month -IRA /Roth   2.23% 2.25%
60 month -IRA /Roth   2.96% 3.00%
Directions Credit Union savings accounts are federally insured by the National Credit Union Administration.

*Indicates variable rate

Dividend rates and annual percentage yields shown are subject to change. Penalty for early withdrawal. Fees may reduce earnings. If you close your account before dividends are credited, you will forfeit the accrued dividends.

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